magius

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magius last won the day on October 29 2017

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  1. magius

    E-Commerce Marketplace for Solidar

    First. We have a cryptocurrency called Solidar (SDR) which is a fork of Freicoin (FRC)...which is a fork of Bitcoin (BTC)!! It's a demurrage based crypto with basic income. We need to setup a multivendor marketplace based on Wordpress/Woocommerce where people can spend this cryptocurrency. Some economical explanations are on the Solidar site (https://www.solidar.it). https://github.com/wincev/solidar https://github.com/freicoin/freicoin Second. We found a Wordpress plugin with which is possible to create web wallets on a Wordpress site, in which users can deposit their bitcoins/altcoins, withdraw, and transfer to other users. In our case solidars. The plugin works with a Bitcoin full node, but also with a cloud wallet. https://www.dashed-slug.net/bitcoin-altcoin-wallets-wordpress-plugin/ We choose to create a paid cloud wallet on CoinPayments (https://www.coinpayments.net) because we have no resources to mantain a full node. Using that plugin, we can connect the other one to our coin: https://www.dashed-slug.net/bitcoin-altcoin-wallets-wordpress-plugin/coinpayments-adapter-extension/ Third. Our goal is to create an users' easy-to-use interface like the one adopted on Mannabase (https://www.mannabase.com/) but their code is not reusable because is closed code. Fourth. After we have web wallets, we need to send on them the UBI (universal basic income) funds each month. Probably we could use another plugin developped by the same coder, for airdrops, but is needed to modify some. https://www.dashed-slug.net/airdrop-extension-for-bitcoin-and-altcoin-wallets/ Fifth. After the users have their web wallets and the UBI funds on them, they need to spend them. Our goal is create productive chains in which is possible to spend only solidars, but to reach this goal fastly we thought we need a dual currency system, with prices expressed partly in solidars and partly in a fiat currency (dollar, euro and soon). For example a teapot could cost 5 SDR + 5 EUR. In this way the user see the system as a discounted fiat currency payment (cause UBI is for free, he really pay only 5 EUR) so it's competitive with an ordinary market but at the same time it creates a parallel market in solidars! More the solidars spread and more the SDR part of the price increases.. Sixth. That's the code we need to develop. We need to express prices on Woocommerce/WC-Marketplace (which is a plugin for multivendor marketplaces like Amazon) in SDR+EUR (or USD, and other fiat currencies). When an user pays goods or services he has to first pay the part in SDR and then the part in fiat currency. With a scheme like this: The bitcoin/alcoin payment gateway for Woocommerce is already developped! https://www.dashed-slug.net/bitcoin-altcoin-wallets-wordpress-plugin/woocommerce-cryptocurrency-payment-gateway-extension/ and the fiat currencies Paypal payment gateway for Woocommerce could be this https://docs.woocommerce.com/document/paypal-standard/ Seventh. Now we need all this working on a real installation of a multivendor marketplace! With commissions from vendors part SDR and part fiat currencies... But if we have the software before described we can do it! Eight. We need to sync on Github the last development commits of Freicoin with Solidar, because they share a similar data base. The Freicoin developpers enhanced the code to make faster transactions and so we need this sync. https://github.com/wincev/solidar https://github.com/freicoin/freicoin What I described you is the PHASE ONE of the project . We adopted the Solidar/Freicoin because has demurrage but unfortunately UBI giving has a bottleneck when users become greater. To solve this problem we need to develop a new cryptocurrency from scratch. But to do that we need some funds to pay developpers...and that can be done launching the marketplace and collecting fiat currencies' funds from vendors! A way to use egoistic behaviours for common good !! The PHASE TWO is to develop a complete post-scarcity economic system in which is possible to give free loans to people interested in creating projects.. as described on FAZ website (https://www.faz.bz).
  2. magius

    MANNA?

    As Rick said, I think that UBI itself is not sufficient to create a fair economic system. Imho there will be a strict relationship between the wealth creation and the wealth redistribution. A relationship between investments, to faciitate economic offer, and UBI, to facilitate economic demand. There will be an issuance of demurraged currency for investments, through loans to ones that wish to start an economic activity that creates wealth, and then an issuance of demurraged currency for UBI to support redistribution of the created wealth. Actually that relationship doesnt exist in the issuance model of Freicoin. How to implement it?
  3. magius

    E-Commerce Marketplace for Solidar

    could be useful this one? https://wordpress.org/plugins/fb-messenger-bot/
  4. I open this topic for updates about the project. The initial idea discussed between me, @Rik8119 and @fedde was to create a Multivendor Marketplace using an ecommerce platform (the one chosed by Fredrik Bodin was Opencart), in which goods and services' payment will be possible using two currencies both, a fiat currency and solidar. This will be possible implementing a modified split payment plugin. Ordinary split payment plugins give a way to pay with cash and cards both and was used first on offline POS. The modified split payment plugin will give a way to pay some partly in a fiat currency (euro, dollar, etc) and partly in solidar. In that way we think we could spread the adoption of solidar, because lots of phisical goods have a fiat currency production/distribution chain behind, so is needed to give vendors partly fiat currencies. When chains will be closed with solidar, the percentuage of solidar will increase.
  5. magius

    Solidar bot

    @Rik8119 May you share the code of Solidar Bot for Facebook Messenger? Can you upload the code on a WINCEV Github repository?
  6. FAZ, Financial Autonomous Zone The economy for a post-scarcity society Overview The FAZ, FINANCIAL AUTONOMOUS ZONE is an alternative economic system based on abundance rather than scarcity. The FAZ is a concrete proposal for a structural economic change through an innovative and sustainable socio-productive model of aggregation, based on participation, which facilitates the creation of wealth and its social redistribution both, providing support, protection and development of the economy, protection of the population economically weaker sections and funding increase of public utility services, without increasing debt. Entering into the FAZ, companies, associations, institutions and individuals will have the opportunity to manage their own economic and social relationships using the unique tools provided by the FAZ: a currency, to be spent within the FAZ, loans without interest, basic income periodically distributed equally to all participants as a function of the wealth produced in the FAZ. Post-scarcity economy. To facilitate change in our society it’s necessary to change the economy, basing it on the abundance rather than scarcity. According to Richard Stallman (GNU Manifesto, 1985) and Cory Doctorow (Down and Out in the Magic Kingdom, 2003), an “economy of post-scarcity” is a system for the management and allocation of resources always sufficient to meet the needs perceived by individuals. Instead the economy as we know, or the ‘”economy of scarcity”, is a system in which there is an efficient allocation of scarce resources for definition, or always below the needs perceived by individuals. According to Frank Tipler (Physics of Immortality, 1988), resources are unlimited – so abundant but, of course, not endless – on the physical realm, in the sense that they are always sufficient for each living unit in the time of his life. Concrete example of unlimited abundance and yet finished, is solar energy: mankind receives from the sun 3,850,000 exajoules of energy each year, while the total power consumption is less than 440 exajoules (Wikipedia). The fact that this abundance is not yet available shows that the problem of resources is an issue to be seen as not-objective but in perspective, that needs to be placed on a conceptual level and not on a mere accounting one, given a certain capacity utilization. This, in fact, depends on the scientific knowledge, that has a capacity of growth at least equal to the growth of the life in the universe.The demonstration provided by Frank Tipler is based on considerations of Friedrik Von Hayek (Selected Writings, 1972) according to which the capital of a company is given by the revenue streams generated from the company itself. The corporate capital is not a sum of goods which have their own intrinsic value and it’s how the existing resources are used, that determines how the income streams are generated. Income opportunities generated by how the company’s total assets are used is a function of information flows, that can be managed by the company itself. It is possible, therefore, to define the resources in terms of opportunities and therefore of information flows, manageable by an organism. Tipler comes to the conclusion that the resources in the universe are always sufficient, since it is demonstrated that the amount of information that can be managed in the lifetime of an organism is necessarily less than the total available information, whatever the speed of management of such information. This organism could be an elemental life, a society, a galaxy or the entire universe and does not change the nature of the phenomenon. If resources are not infinite but abundant and their use is related to knowledge, must be redefined the concept of wealth. The wealth of a community is given by the ability to organize information flows that generate income opportunities and this organization ability depends on the creativity and the cultural level of the given society. If wealth is not material, it follows that it is no longer necessary to be accumulated. That changes the idea of money, paving the way for the emergence of a new kind of money that is a flow before than a status, so – as in the case of gift – is possible to conceive a money that can be spended without causing an impoverishment. The first and most revolutionary consequence of this assumption is that there is no need for any material accumulation of capital. The capital required for the development of a company is given by the knowledge of a society and their ability to organize it. Without this element, all the raw materials of the world would be useless and could not produce anything. Social Capital, Life Credit, Investment Credit. This body of knowledge is the “Social Capital”, the engine of development and growth of a society that should be considered as a factor of production along with other commonly considered necessary for the production, such as raw materials, labor, financial capital. It is formed by the multiplication of the knowledge of all society members and is a reciprocal function of the division and specialization of labor. In fact, the division of labor increase involves the collective knowledge increase, but also the increase of that, involves a division of labor increase. The remuneration of Social Capital as a factor of production justifies, at a theoretical level, the establishment of an Universal Basic Income (UBI), that we define “Life Credit”. All the members of a society have the right to participate in the distribution of the income resulting from the use of a factor of production. The formation of which everyone participates, regardless of any measure of participation, since the capital would serve no purpose without the contribution of all. Without that knowledge it would not be possible any activity of production. The Life Credit is a basic income and as a redistribution of the Social Capital proceeds, generates an idea of social equality that does not involve leveling of differences and individual merit, these differences do not translate into economic inequalities but tend to place themselves on the level of social recognition. Is well known that for the Kahn and Keynes multiplier, the investment of a sum involves a return into wealth, ranging from two to five times the investment done. The basic income must be commensurated with the scale of the investments being made in a society and must be derived from the effect of the multiplier that any investment produces in the society. A portion of each investment goes to remunerate the production factors and the risk of enterprise, but another part must remunerate the Social Capital. Currently, however, this part goes into the financial speculation in a downward spiral that can not come to an end because the interest on the monetary capital always tend to grow and to be repaid must generate more debt that will add to the interest component of the total capital. Life Credit does not replace income from work but it complements it and its determination must tend to an amount at least sufficient to subsistence, so that everyone can have the means and the time required to develop their talent and creativity. Only stimulating creativity and freeing at least for the part relating to the vital needs, the income from work, you can get an increase of the Social Capital. The creation of money has to be carried out on investment on a strictly automatic basis. This prevents the management of the credit to be transformed into a discretionary power which is absolutely deleterious whether it is managed according to a political criterion, whether it is instead held by financial technicians who, through it, handle enormous power. The Social Capital may be expressed by a number which substantially coincides with the money supply as a whole or a portion of it. Of course, this coincidence will be much more precise in an economic environment in which money is issued on investment, but roughly even today we can say that in essence the non-speculative money supply (i.e. the set of financial instruments, which provide money excluding substantial part of the derivatives instruments) coincides with the Social Capital. We can determine the individual credit capacity in the amount of money supply of each member of a society. A share on which each can have credit and must have at its request, in the form of negative rate loans. We define it “Investment Credit”. This credit capacity can be transferred to another individual exactly as now you are buying shares of a company on the stock exchange or at the time of the enterprise constitution. From the individual point of view, when someone asks for a loan based on his credit capacity, this resets and reconstitutes itself as the individual returns the credit obtained. In the FAZ, when someone requests to carry out an activity, it’s created the money by issuing a sum for the investment, (Investment Credit), and consistent with the timing of the realization of this and it’s created a corresponding sum to be distributed among all the participants (Life Credit). This issue is fully justified in the Fisher equation on investments, since an increase of the activity must need an increase in the money supply. While the ordinary loans are issued with a positive rate to fund the issuer and therefore must be redeemed at maturity, negative rate loans, since at the end have zero value and therefore the issuer does not have to repay the principal, may be given away for free. This environment makes also reasonable the Say’s law, since for each issuance of money for investment we have another one for consumption. FAZ Money. In the FAZ, the money, that we define as “FAZ Money”, is charged with a a time-related fee called demurrage. The demurrage acts in a similar manner to a rental fee, the charge increasing the longer the rental is held onto. Anybody holding the FAZ Money would be charged the demurrage fee in proportion to the time it is held. Because the FAZ Money will exist only in electronic form, it is easy to know exactly how much time has elapsed between the moment a user receives it and when it is transferred to someone else. The two important effects of a demurrage based money usage are: the first that money does not create debt and the second that money disappears from the system as the assets that it has helped to create, become obsolete. The demurrage rate depends on a function that is described by the average rate of obsolescence of the created assets. It also prevents the accumulation of financial capital and promotes the maximum velocity of money circulation. Unlike inflation, demurrage gradually reduces only the value of currency held. It functions as a negative interest on currency held, instead of inflation that also reduces the value of savings or retirement funds and increases the value of the commodies’ basket known as Consumer Price Index (CPI). Both inflation and demurrage reduce the purchasing power of money held over time, but the demurrage does so through fixed regular fees, while inflation does in not fixed manner and in a variety of ways that is not always easy to predict. According to Gresham's law ("bad money drives out good") a demurraged currency is a “bad currency” because the increased velocity of circulation stimulated by the demurrage, drives his usage and causes the thesaurization of the fiat currency (euro, dollar). This led some such as German-Argentine economist Silvio Gesell to propose demurrage as a means of increasing both the velocity of money and overall economic activity. “Only money that goes out of date like a newspaper, rots like potatoes, rusts like iron, evaporates like ether, is capable of standing the test as an instrument for the exchange of potatoes, newspapers, iron and ether. For such money is not preferred to goods either by the purchaser or the seller. We then part with our goods for money only because we need the money as a means of exchange, not because we expect an advantage from possession of the money. So we must make money worse as a commodity if we wish to make it better as a medium of exchange." — Silvio Gesell, “The Natural Economic Order” The loss of value is crucial to create a not scarce money. Since the currency gradually expires and goes out the monetary mass, which decreases, it will be possible to issue currency in surplus, in fact operating a Keynes’ “deficit spending” without creating debt. The inability to accumulate money will eliminate the problem of the Liquidity Trap that’s one of the problems underlying the current financial crisis and the inability to get out. At the same time, on the perspective view of the Fisher equation, using a demurraged currency we are in an economic environment that tend to be deflationary, since the money supply tends to decrease gradually and grows only for investments. If wealth creation is greater than the factor 2 hypothesized, the prices should tend to decline and this could justify further issues of money as Life Credit. Conclusions. The FAZ is the most direct way to build a society based on the solidarity behavior that could use as driving force the selfish individualism. It’s a tool that supports aggregate demand, resulting in recovery of the real local economy, do not create harm to an economic system because does not affect the debt and encourages the development and the evolution of the network culture and society. FAZ prevents the accumulation of money and drives people to spend it to feed their skills and therefore their creativity. When a FAZ will be estabilished, the main stimulus will be the individuals’ creativity and the achievement of ambitious personal and collective targets. Using the same logic that drives the open source world, people will be brought to work together to seek personal glory and not money, which only becames an unit of account. It will be a long and painful process to remove from the minds of the people money as god and its salvific function, FAZ is a toolset to start it. This proposal was written by Domenico De Simone and edited by Marco Giustini. The text is released under Creative Commons License, BY-NC-SA/3.0. Please write to financialauotonmouszone@gmail.com for further information.
  7. magius

    The end of the foundation

    @Mark Friedenbach the role of Foundation in Freicoin seems conceptually very similar to the role of Association (Winc e.V.) in Solidar. In Freicoin the Foundation owns funds that distributes as grants to noprofit associations, instead in Solidar the Association owns funds that distributes as basic income to individuals. IMHO could be good to merge Freicoin and Solidar code to start a new Freicoin. Could be interesting to reuse the Foundation coding to implement a way to distribute basic income without the need to use the Facebook Messenger bot.
  8. magius

    Solidar as voucher.

    Is it possible to have a reference to a specific german law? I didnt found on the german article
  9. magius

    Solidar Italy project

    Me and @Domenico de Simone are about twenty years that we're promoting basic income through demurraged currency, We think that change people thinking is a long run deal. In the meantime we need to setup a not-voluntaristic system that, through the example, tell to the people that "another world is possible". How? We need to transform greed in a positive force! And that's exactly why I proposed a dual currency ecommerce platform. Because solidar as "discount" of prices expressed in fiat currencies, could decrease that prices. And so an ecommerce platform that will have the lower prices worldwide will attract lot of people for greed. But at the meantime that "discount" is also a currency that will have his market. And more people come to the platform, and more the system make basic income possible for all. And a place where spend solidars. “You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete.” ----- Buckminster Fuller
  10. magius

    Solidar Bot Text

    In "help" I linked to solidar.it
  11. magius

    Solidar Bot Text

    Cause some italian users reported they have unclear the help provided, I changed the Solidar bot text to make it clearer. If Rick updates it with this one, then I will update the translation to italian. info To make actions on Solidar, you can type on the Facebook Messenger these commands: join, account, balance, send, payout, charge, telegram. To have more information about each command, type "help" before the command. For example "help join". help Welcome to Solidar! | www.solidar.it | info@solidar.it | I'm your Solidar Bot. To have more information, type "info" for english, "infode" für deutsch, "infoit" per italiano, "infopt" para portugues. help join To join the Solidar network, use the command "join". It will be created an account for you, on which you will receive monthly a basic income in Solidar (SDR). After joining, you will receive a gift of 1 SDR. Each month you will receive 10 SDR, till we reach 30.000 users. After that, you will receive 5 SDR. The balance will be reduced a little every 10 minutes to fund the basic income. help account To know your Solidar account ID, use the command "account". The account ID (accountID) could be used by other Facebook users subscribed to Solidar, to pay goods and services offered by you. help balance To check your Solidar balance, use the command "balance". Each month, you must type the command "balance" to continue to receive your basic income. help send To send a Solidar amount, use the command "send" followed by user accountID, to which you wish to send funds, and amount to be sent. To send funds, you have to ask user for his accountID. For example: "send accountID amount". help payout To move a Solidar amount from the Facebook Solidar account to the Solidar wallet, use the command "payout" followed by your accountID and amount to be sent. For example: "payout accountID amount". help charge To move a Solidar amount from the Solidar wallet to the Facebook Solidar account, use the command "charge" followed by your accountID and amount to be charged. For example: "charge accountID amount". help telegram To use Solidar Bot also on your Telegram account, use the command "telegram" followed by your accountID. You can retreive it through the command "account". Afterwards you can also use our telegram bot to send and receive Solidar. For example: "telegram accountID". join You joined the Solidar network! Your account ID is: 0000000000. Now you will receive a basic income in Solidar (SDR) each month and make exchanges using that coins. Please type "help" to know more. join (already joined) You already joined the Solidar network! Your account ID is: 0000000000. Please type "help" to know more. balance Your Solidar available balance is: 00,00 SDR. Please type "help" to know more.
  12. magius

    Translation of Solidar bot

    Please write here the translation, so I can correct it easily
  13. magius

    Solidar Beer Day

    An idea to spread the use of Solidar worldwide. Launch a campaign on Facebook to ask pub owners worldwide to create a "solidar beer day" in the week, in which as a form of discount they accept partly their local currency and partly solidars. Basicly the amount of solidars is the discount.
  14. I didn't explained the situation exactly. The scale is Italy, which has a population of 60,000,000 people. In that week we invited to join, the people only from our network, which is actually about 100 people. More people we hope to involve when the website will be launched. You can verify from the Facebook page, entering it as page administrator.
  15. magius

    Solidar Italy project

    To start the faz.bz project is needed to have a Facebook Messenger Wordpress addon, with the described features. Is it available or is needed to build?